Reaffirming a secured debt verus retain an pay

Go to an actual attorney. We don't even know why you are considering the 7, we don't know if Chapter 13 is a better idea for you, we don't know a...

Is now a good time to file bankruptcy?

I doubt they can garnish anything but I'm not familiar with wage garnishment in your state. What would happen if you filed for bk? Wouldn't all...

Liability of inherited property with liens on it in Texas

Although nothing prevents the man from filing for bankruptcy and possibly stripping all the liens but the property tax ones. Then the daughter can...

How can a debt triple upon breaking a promise to pay agreement, excluding court costs and interest accrued ?

You should also talk to a bankruptcy attorney. It may be in your interest to file for bankruptcy for a multitude of reasons; this debt being just...

If you have filed for chapter 13 bankruptcy and stop making payments to the mortgage company how long will it take to foreclose?

It depends on how fast the lender moves and all sorts of other things.

I agree with the other answers in this thread re their "legal" comments, but in your particular case, you should consult an attorney. You need to...

How much would it cost me to hire an attorney to help with credit repair? Is it possible to have accurate, neg. info. removed?

IMHO, filing for bk and getting rid of your debt that way is the better way to go. I don't see any advantage in settling over bk. In my limited...

I had a debt collector call me (literally) over 15 times within minutes. Other than filing a report with the ftc what can I do?

I agree with the other attorneys. Some states even apply this to first party collectors.

I received a summons/notice to appear for pre trial conference/mediation for a debt that I owe to a hospital.

I don't think you want to get into a legal tangle over whether the hospital had a right to refuse etc; it's just not worth it. What is your...

I received 3 different hospital bills from ER visit. Total is about 2500$ I cannot afford that and i am visiting in the USA.

What if you call and try to settle it? Maybe they'll take 250 if they know you're leaving the country?