Can I sue a debt collection firm for filing a judgement after they reached a settlement with me ?

I don't know the answer to this, it's a rough one. However, you should contact the credit rating agencies and have them remove the judgment.

Do I have any realistic chance in getting a scholarship that my school is now calling a "loan" discharged in a Ch. 7 bankruptcy?

I'm really sorry that you had to go through that with your Farther. I hope he is better. Unfortunately, my feeling is this is not dischargeable...

Foreclosure and Bankruptcy. Is the sale possible?

IMO, you need to find an attorney that will give you the advice you need. It's way too hard online.

Do i need to declare bankrupsy

It sounds like bankruptcy may be a good option for you. The problem is, no one here can tell you based on these limited facts if bk is really good...

A Notice of Delinquent Assessment Lien was sent to me by the HOA Attorney. The condo was sold in auction 6 months ago. Now what?

The lien won't hurt you, however, you still owe this money. They can go after you like any other debt collector can. I think you should have...

Not a problem in Los Angeles, California either. The only issue is that by asking this question, it makes me think that you don't have an attorney....

Which is better Foreclosure or Bankruptcy?

Probably bankruptcy. And who knows, maybe you can still keep both properties. The best approach is to contact two bk attorneys that do all 3...

I have a judgement in District Court and need to garnish wages if I hire an attorney to do this do I have to pay up front ?

It's whatever you work out with your attorney.

How to prepare for a non-jury trial in the medical bill collection action?

I know your question does not involve this, but as a bankruptcy attorney, I am always very confused about why people go to trial over things like...

Can I be sued or sent to collections for a supposed unpaid (neither party can provide proof) debt that is over 13 yrs old?

You can be sued for anything. In this case, if the statute of limitations has run, then it would be up to you to bring up that as a defense.