Can I ask for debt validation, after a settlement? Beginning to think I may not owe this debt?

Did you settle for less than you owe at least? I would ask them to validate the debt. Plus (I'm not a NY lawyer), but I am pretty sure payday...

Going to Federal prison for 2 years what happens with my unsecured debt (credit cards).

I would think you're the perfect candidate to file for a bk! File now, let your credit repair itself while in the pen, come out, apply for some...

Can i include my husband's debts ( in collection company ) except his income when i file bankruptcy chapter 7 singly ?

There is no way that I would recommend that you file for bk without an attorney. Even if you have nothing at all, you can stand to lose something....

Can I keep my house if I file for bankruptcy ?

For the most part, you can keep your house, but understand that the trustee does have the right to boot you out and sell it! No way I'd...

About a month ago I decided to fix my credit so I obtained a copy of my credit report and picked the biggest debt which was $440

You did a lot of things wrong. How do you even know that that will fix your credit? Your biggest debt is $440? They are suing you for $440? I...

I'll add a different spin. First of all, even if your daughter discharges her debt, you are a co-obligor and it won't be discharged as to you. So...

How/ where can I find a low cost or pro-bono bankruptcy attorney in Long beach, California?

If you have assets that need protection, you absolutely need to talk to an attorney and save up money for them. If you don't, then you can try...

Can trustee use tax returns to pay creditors in chapter 7?

Depends on a lot of things, if this money is significant, I would get an attorney. If it's not, try the best you can to exempt as much as possible....

I am being sued for a privates student loan. I am currently not working and have no assets.

What are you most concerned about? If you don't pay, they won't put you into jail if that's your worry.

I filed for Chapter 7 bankruptcy and was charged a bankruptcy fee by my mortgage. Can they do this?

Most likely yes. Under 506(b) they are entitled to fees, costs, etc as long as they are secured. You can make various arguments re: value of...