Archived
Is it possible to own the property foreclosed on when debt was discharged with Chapter 11 bankruptcy?
Michael's answer
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Answered on May 20, 2013
Are you sure this is a Chapter 11 and not chapter 7? I would be shocked to know that you filed for Chapter 11 and you don't know the status of one...
Archived
Fell behind on HOA payments. Was turned over to an attorney's office. Being charged outragous fees that were never disclosed
Michael's answer
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Answered on May 16, 2013
In general, it's not worth fighting. The situation would be different if the property was way underwater. In that case, a Chapter 13 might get you...
Equity line of credit after filing bankruptcy
Michael's answer
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Answered on May 16, 2013
I am going to assume that you have about 70k in home equity that you protected with your homestead exemption? If so, it should be very easy to get...
Archived
I recently won a judgement for $9000.00 in small claims court. After 30 days can I take the defendants pick up truck?
Michael's answer
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Answered on May 16, 2013
You should also consider doing a Debtor's exam.
Archived
How long after a Default Judgment can I file bankruptcy and have it discharged without it affecting my home loan modification?
Michael's answer
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Answered on May 16, 2013
That is up to your bank.
I also would caution you that just because you complete the trial and make all the payments, it does not mean you will...
Archived
2nd Mortgage New Servicer (previous servicer filed for RESPA Ch11 BK) unable to validate debt - any standing to collect?
Michael's answer
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Answered on May 14, 2013
Did you put Chapter 11 as the category because GMAC is in bankruptcy? The first issue, IMO, is whether or not whatever actions you do violate their...
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Archived
If a business is in chapter 11, and you sign an agreement with them, can a newly appointed trustee nullify the agreement?
Michael's answer
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Answered on May 13, 2013
I highly advise you to get a lawyer!
It sounds like this is something that does not happen regularly, i.e. it is not in the bankrupt companies...
Archived
I was forced to sell my home because the lender made false and inaccurate reports to the three major credit bureaus
Michael's answer
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Answered on May 08, 2013
Based only on what you've said, there is no damage. Although I do understand that you were trying to refianance with another lender and not get a...
If a creditor accepts partial payments , does this constitute an implied payment arrangement?
Michael's answer
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Answered on May 04, 2013
Here is the rule:
ALWAYS get it in writing. Unless you have $50,000 to pay a lawyer to prove there is an oral contract, oral contracts are not...
Archived
If I agreed to a payment plan with a credit card companies lawyer, later can I still file bankruptcy on that debt
Michael's answer
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Answered on May 04, 2013
Of course!
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