Archived
Co-signer of a Salle Mae private student loan wishes to purchase the loan to sue the student for default. Is this legal?
Robert's answer
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Answered on March 12, 2013
First off, your buddy cannot discharge the student loans in bankruptcy. He will still be on the hook.
Secondly, look into the Sallie Mae Cosigner...
Archived
Credit Cards after bankruptcy?
Robert's answer
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Answered on March 12, 2013
You should start with a secured credit card and work your way back from there. Don't be in a big hurry to get an unsecured, high interest rate,...
Archived
What is the statute of limitations to collect on a credit card debt in the state of Colorado? When does the SOL begin?
Robert's answer
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Answered on March 12, 2013
I believe it is 6 years from the time the cause of action accrued, but you should consult with a local attorney to look at the specifics of your...
We bought foreclosed commercial property, is that mean all the lease contract is void and we can start new with tenants?
Robert's answer
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Answered on March 12, 2013
Generally speaking, their leases are terminated when the bank forecloses on the property, unless their is a non-disturbance clause in the lease....
Archived
Will T/ee take from spouse's share of community property if only I decide to file Ch-7 Bankruptcy?
Robert's answer
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Answered on March 12, 2013
Even if you file individually, and do not include your husbands debts, you still must include his income. If he is not retired, and making $80k a...
If, during my chapter 7 case, my income increases but is still below the median, will it cause any problems?
Robert's answer
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Answered on March 12, 2013
Generally speaking, if you get a higher paying job after the bankruptcy petition has been FILED, it will not change anything, especially if you are...
Archived
Is it possible to settle private student loan debt? If so, what are the steps to take and time frames?
Robert's answer
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Answered on March 12, 2013
As stated, yes you can settle it, or try to. You need to contact an attorney who does debt settlement and discuss your case. Like my colleague...
Archived
There is mold in the unit I rent.
Robert's answer
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Answered on March 11, 2013
When you say you reported it, what do you mean? Did you send a certified letter to the landlord/property owner complaining of the mold? Make a...
Archived
In L.A. what are the average chapter 7 legal fees? I have 2 vehicles paid off, can I loose them?
Robert's answer
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Answered on March 11, 2013
If you are thinking of filing a Chapter 7, please do a consultation with a bankruptcy attorney, it is free. The fees really do range. First, you...
Archived
I have a judgement against me and they have not collected since. This was 2 years ago.
Robert's answer
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Answered on March 11, 2013
No, judgments are good for 10 years, but can be renewed if they timely file.
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