Sorry to hear about your situation. It's possible to sue the person directly. However, insurance companies have a duty to defend their...

Sorry to hear that someone wrecked your car. I'm guessing you got the 75 protection plan, which covers repairs up to $125k and up to $300 for...

Yes, absolutely get an attorney. If insurance companies were fair, many attorneys wouldn't have a job. An attorney should be able to figure out...

Uninsured motorist ("UM") is for bodily injury damages, not property damages. Your liability coverage only covers damages to others when you cause...

Yes, you can negotiate. However, Mercury (and insurance companies in general) will want to minimize their costs. They'll afford you little...

If I understand correctly, it sounds like medical expenses and attorneys' fees totaled $50,000, leaving $50,000 as your portion from the $100,000...

Bodily injury settlements in California typically include economic and noneconomic damages, such as past and future medical expenses, lost...

It would depend on a variety of factors such as who owns/controls the light post, what or who caused the light post fall over, negligence in...