California defines homestead as "Real or personal property you occupy including mobile home, boat, stock cooperative, community apartment, planned...

What is the means test for bankruptcy?

Currently, the means test in Texas is $39,673 for a single person household. That means, if you are living by yourself and make more than $39,673,...

Just because you do not have insurance does not mean you cannot be compensated for you injuries if you are not at fault. If the at fault party has...

Is it legal for me to independently transport people in my own car in the state of California for a fee?

The answer depends on the purpose of the transportation. For example, if you are simply working as a Chauffeur, you don't need a CDL (commercial...

Tax return and Bankruptcy

Below you will find a link to an article I wrote entitled "What Happens to Tax Refunds in Bankruptcy." In the article, I discuss tax refunds in...

I'm 100k in debt in student loans. Is there I way I can go chapter 7?

Unfortunately, Chapter 7 bankruptcy will probably not discharge your student loans. However, there are many other options that may help. Your best...

How do bankruptcy attorneys usually charge?

In Chapter 7, attorneys are almost always paid upfront because after the case is filed, the Automatic Stay comes into effect and prevents any...

If married in California, are we each responsible for the other's medical bills and or credit card bills?

California is a "community property" state which means that a marriage creates a "community." The "community" is responsible for any debts incurred...

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I was rear ended while stopped in traffic. at fault driver had insurance but I did not. What will be paid for?

Just because you do not have insurance does not mean you cannot be compensated for you injuries if you are not at fault. If the at fault party has...

- "Hello.. i am about to buy a used car.. seller is asking for whole payment in cash - no cheque. is this transaction valid?"

As Mr. Chen notes, cash transactions are a legal method of purchasing vehicles and it is the seller's right to request cash only. However, it is...