Questions answered by Mher Asatryan

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I'm being sued for credit card collection. Would I be better off filing for bankruptcy?

Mher's answer | Answered on May 16, 2012

There really aren't enough facts here to give you a good answer. Simply being sued on a credit card debt does not automatically mean you need to...

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Is there any way to get rid of, be released from or get out of paying my student loan debt

Mher's answer | Answered on May 15, 2012

As my colleague notes, it is very difficult to discharge your student loan through bankruptcy. You will have to show that you suffer from an "undue...

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Can you file bankruptcy as a poor person and where do i get the forms

Mher's answer | Answered on May 14, 2012

You can request the court to waive your bankruptcy filing fee. I attach links to two websites: the first is a US Courts website which has...

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As an unsecured creditor, how does my small business recover funds owed to us?

Mher's answer | Answered on May 14, 2012

Unfortunately, an unsecured creditor has very little rights in the bankruptcy process compared to other creditors because unsecured creditors are...

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Do you need an attorney for a car accident if the person at fault coverage is only 15k 30k?

Mher's answer | Answered on May 14, 2012

It would definitely be a good idea to hire a personal injury attorney who can maximize the recovery and make sure the insurance company pays as...

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Does one need to behind on house, car and credit card payments before one qualifies for Chapter 13 bankruptcy?

Mher's answer | Answered on May 12, 2012

You do not need to be behind on any debts to qualify for bankruptcy. With that said, you cannot pick and choose which debts to "file bankruptcy...

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I packed and shipped art at museum request. They say not responsible for breakage because packed by me. Is this true..

Mher's answer | Answered on May 11, 2012

Unfortunately, parcel express carriers such as Fed Ex and UPS are notoriously difficult to deal with when it comes to damage claims. Usually, they...

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How to i get my hospital bills paid and money for work i lost?

Mher's answer | Answered on May 09, 2012

I am sorry to hear this happened to you. First, you must locate the individual who hit you. Did you or the witnesses get a look at the make and...

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Creditor did not properly serve me with a summons to appear in court and argue my side of the case, bank levy followed.

Mher's answer | Answered on May 08, 2012

It looks like you have enough research to know what to do. However, doing this on your own may be difficult because filing a Motion to Vacate can...

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Before filing for bankruptcy, am I required to go through credit counseling?

Mher's answer | Answered on May 07, 2012

Pre-bankruptcy credit counseling is a requirement under the Bankruptcy Code before you can file for bankruptcy. You will also have to go through...

Mher Asatryan's Answers (103)

I'm being sued for credit card collection. Would I be better off filing for bankruptcy?

Is there any way to get rid of, be released from or get out of paying my student loan debt

Can you file bankruptcy as a poor person and where do i get the forms

As an unsecured creditor, how does my small business recover funds owed to us?

Do you need an attorney for a car accident if the person at fault coverage is only 15k 30k?

Does one need to behind on house, car and credit card payments before one qualifies for Chapter 13 bankruptcy?

I packed and shipped art at museum request. They say not responsible for breakage because packed by me. Is this true..

How to i get my hospital bills paid and money for work i lost?

Creditor did not properly serve me with a summons to appear in court and argue my side of the case, bank levy followed.

Before filing for bankruptcy, am I required to go through credit counseling?