Questions answered by Chirnese Lashaunda Liverpool

Archived

If I included a credit card in bankruptcy and used it after the discharge (the company didn't close it) am I responsible for it

Chirnese's answer | Answered on October 25, 2012

Although you included the credit card in the bankruptcy and received a discharge, because it is post-petition debt, it is not dischargeable, and...

Archived

I am on the third year of my 5 yrs bk 13 repayment plan which includes both my credit cards as well as my husband's. Options?

Chirnese's answer | Answered on October 25, 2012

You definitely want to talk this over with your current attorney and let them know what the latest developments are. Your bankruptcy attorney...

Archived

What's the lowest amount of debt i can have to file Chapter 7 bankruptcy in California?

Chirnese's answer | Answered on September 18, 2012

There are no minimum amounts of debt required to file for a Chapter 7 bankruptcy. However, each individual's situation is different. If you speak...

Archived

What are the Debt requirements to file bankruptcy chapter 7 in the state of California?

Chirnese's answer | Answered on September 18, 2012

There are no minimum amounts of debt required to file for bankruptcy. Like some of the other attorneys said, debt is relative to each person. So...

Archived

Schedule F. Do I need to list all accounts on my credit report, or only the debts I want discharged?

Chirnese's answer | Answered on September 05, 2012

There is no need to list accounts with a zero balance on Schedule F. They are not "creditors". However, if it has a balance, then it MUST be...

Archived

What will happen if I don't pay the association dues at my former office condo that is going into bankruptcy?

Chirnese's answer | Answered on September 05, 2012

Generally, any association dues that are accrued prior to filing your bankruptcy will be dischargeable in a chapter 7 bankruptcy. However, any...

Archived

Can the creditor legally refuse release of car title for Chapter 7 Debtor simply because Statement of intention was blank?

Chirnese's answer | Answered on August 24, 2012

We need additional information regarding this question. Has the car been paid off? Just because you received a discharge does not mean that you...

Archived

Greetings, Due to my job loss in June 2009, my husband and I filed chapter 7 bankruptcy. During

Chirnese's answer | Answered on August 24, 2012

My condolences to you and your family. Chapter 7 bankruptcies cannot be voluntarily dismissed. And since it could not be voluntarily dismissed,...

Archived

Can my son's medical debts be discharged in my bankruptcy (California) if I am the subscriber?

Chirnese's answer | Answered on August 24, 2012

For any of his medical bills that you are liable for (or personally guaranteed), those bills can be discharged. however, if you are not personally...

Archived

If I file chapter 7 for all credit card debts, my family members in the same house affect bad credit scores?

Chirnese's answer | Answered on August 23, 2012

Generally, no your family members should not be affected by your filing bankruptcy, unless they are a joint-debtor (co-signor) on one of your...

Chirnese Lashaunda Liverpool's Answers (37)

If I included a credit card in bankruptcy and used it after the discharge (the company didn't close it) am I responsible for it

I am on the third year of my 5 yrs bk 13 repayment plan which includes both my credit cards as well as my husband's. Options?

What's the lowest amount of debt i can have to file Chapter 7 bankruptcy in California?

What are the Debt requirements to file bankruptcy chapter 7 in the state of California?

Schedule F. Do I need to list all accounts on my credit report, or only the debts I want discharged?

What will happen if I don't pay the association dues at my former office condo that is going into bankruptcy?

Can the creditor legally refuse release of car title for Chapter 7 Debtor simply because Statement of intention was blank?

Greetings, Due to my job loss in June 2009, my husband and I filed chapter 7 bankruptcy. During

Can my son's medical debts be discharged in my bankruptcy (California) if I am the subscriber?

If I file chapter 7 for all credit card debts, my family members in the same house affect bad credit scores?