Is it legal for a lender to compute interest based on the principal amount of loan for 6 years instead of the unpaid balance?

In California, legal fees will not be recoverable unless the written instrument provides for legal fees. The interest should have been calculated...

My landlord has repeatedly breached lease by entering my private gated patio without advance notice. Can I give 30 days' notice?

If your lease term is up you can give a 30 Day Notice for any reason. If the landlord is accessing the patio for maintenance that is allowable. ...

If the landlord doesn't comply with the housing department ... What happens?

At the least, you are entitled to a rent reduction for services no longer available. However, electricity is a habitability matter, and the...

Can landlord countersue "damages" against my Small Claims action for balance of my Security Deposit? No paid receipts provided.

A landlord can file a cross claim, but will have to prove the damages. There is simply not enough information such as why would you be concerned...

I signed my rental agreement on 08/10/13 & payed my deposit & was to pay the rent when I moved in on 09/01/2013

If the landlord also signed, it is an enforceable agreement if the facts are as you state. However, that does not mean you will get the apartment....

Landlord removed $800 from security deposit, but no receipts, and after 21 days. Legal?

Mr. Kane is correct. The landlord must account for the deposit and refund any remaining portion within the 21 days. The landlord cannot deduct...

There are several issues raised in your facts. Did yo rent from the prior owner? Did the owner provide with a Notice of Right to Pre Move Out...

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The landlord asked the tenant to vacate the premises in June but it was only verbal termination there was no lease agreement.

You must give written notice. You must determine whether or not you are subject to a rent control ordinance as the bay area has cities that do...

What is my recourse when I purchased a used vehicle that the dealer verbally stated Carfax showed no accidents?

That is certainly a factor in purchasing a vehicle. Many states have lemon laws and each state is different. You have to check the Arizona law,...

For seller financing of land / real estate, which forms do I need to complete, have notarized and recorded with the county?

You most definitely need legal assistance. The two documents noted in your question are not consistent. You will also need a promissory note if...