Typically an owner is limited in the amount they would owe, which is covered if there was insurance on the policy. The driver would be responsible...

What do you think the other driver did wrong ?

The drunk people are responsible, but you would also have a workman's compensation claim against your employer.

Yes, it is a claim against the policy, whether or not anything is paid.

If you do not have an independent witness, it will be tough to prove liability.

Sue him in Small Claims for the actual damages, then try and collect. Remember, your damages are limited to the greater of the cost to repair or...

Yes, a lawsuit can be filed listing multiple plaintiffs and one or multiple defendants. You might want to consider speaking with am attorney to...

No. Your rates are no affected because a claim was reported on your policy.

You might want to speak with an attorney since you were injured. My office helps coordinate the repair or total loss with the client and the...

Go to the court and get a copy of the file. It is likely the court closest to where you were living at the time of the accident, or where the...