Hello everyone , I am in need of help for an assignment regarding Financial Responsibility laws.

If she was in a car and was driving the car or the owner of the car when she was hit then she can only get economic damages: vehicle damage,...

My attorney suggests I settle my case through my uninsured motorist coverage. Can I still sue the owner of the car?

Suing the owner is useless as their liability is likely limited to $15,000 per statute. If you have uninsured motorist coverage it will be at...

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I got rear ended but i have no car insurance what can i recover from the person who is insured?

Your REASONABLE economic specials: property damage, medical bills and loss of earnings. No pain and suffering. Be prepared, the insurance company...

Bike was totaled but I'm fine. Is my bike covered if the motorist is at fault but I do not have motorcycle insurance?

You can recover for economic damages only, same as if you were in a car without insurance. You should consider getting BI and UM coverage on your...

When parked at a curb, and getting in your car, when someone hits your driver door who's fault?

This will be a she said/she said fight. I'm sure the other party will say your daughter opened her door as she was driving past, and that is why...

I was involed in an accident yesterday, I was wonder if I could still fill out a police report and if it would be any help?

At this point it would just be a counter report and only your version. The police will not get the other party's statement. A counter report is...

Should I sue for bad faith or try consulting with agent to reconsider my claim?

The agent should have copies of the notices in their file as well. Get copies of notices of cancellation from the carrier and your agent.

What are the rules for rental car reimbursement through insurance?

You are entitled to a comparable replacement vehicle or the loss of use of your vehicle while it is in the shop, for a reasonable period of time. ...

Is arbitration mandatory for uninsured motorist claim? Should it be expected as fair?

The insurance code requires arbitration if the sides can't agree on a settlement. You do not want to enter that process alone so hopefully you...

My hubbs slipped and fell while he was a patient in the hospital? What can we do?"

Depending on why he fell, this could be a med Mal and PI crossover action. You would prefer a PI claim. Look for someone that will do both.