Rephrased question for clarity (responses differed): Whose insurance policy pays out in the following not-so-simple case?

Only the policy in effect at the time of the accident will come in to play. Any policies, or changes to a policy, that came into effect after the...

On a job site some hit vehicle accidentally they said in order to pay for damages I need to show my green card?

If he gave you his insurance info just present a claim to them and stop dealing with this racist. If you have collision coverage use it. If you...

Unfortunately GEICO does not have to pay your claim. Uninsured Motorist Property Damage requires that you identify the vehicle that struck your...

I don't know if it is you or the carrier, but the proper legal doctrine is not eminent peril, it is Sudden Illness Defense. This is a valid...

As the others have pointed out, if you intend on having your vehicle repaired, pay the deductible and have the car fixed through your carrier. If...

A PERSONAL INJURY LAWYER HAS TAKEN AND UTILIZED FUNDS PAID BY THE INSURANCE COMPANY OF DRIVER WHO RAN MY GRANDDAUGHTER DOWN.

This is horrible if true. You need to look at the Court Order Approving the Compromise of the Minor's Claim. If you did not go through the court...

What to do if I got hit (rear-ended) by an uninsured motorist and I don't want to pay my insurance companies deductible?

Seems strange that you would have to pay your deductible unless you did not spend the $3 a year to get Collision Deductible Waiver (CDW). Most of...

Likely just a percentage of the attorney fees. However, your recovery will likely be eaten up by costs of trial if you only recover $15000.

Do I release my limits?

Your instincts are correct. If they know you have a big policy they will send him out for a bunch if treatment and back up the bills to try and...

Should I sue an uninsured driver that totaled my car?

It sounds like you had collision coverage and that your carrier paid you for your car and that you were not injured. Are you looking to sue the...