I am a HOA board member . One of our units is unoccupied , foreclosed, 5mo past due arrears,recently trustee sale was postpone,

The HOA cannot do anything to expedite the bank's processes, which can be very slow sometimes. The CC&Rs do not affect the bank's foreclosure...

Is a contract be binding if a 3rd party included in the contact, wasn't actually there?

Can't tell by your facts what the "perfomance' was to be, but any agreement or contract not mutually agreed upon (in writing if concerning real...

Received a notice of breach from my lender even thou i have discharged ch 7 bk. Is this the same as a Notice of Default?

I concur with Attorney Chen: Notice of Breach is probably just the lender's own collection tactic to see if they can get a payment out of you...

Judgements and lien removed from property

Attorney Chen is correct. I would only add that perhaps - maybe - Household Finance would give you a new unsecured loan for say 1/2 of the current...

I am on my third loan mod ,on Aug 18 boa asked for IRS paper which I faxed to them ,on Aug 24 I recieved a letter move out

Unfortunately for you, it is highly unliklely that you can get your house back after a regularly conducted auction and Trustee sale to a third...

What if there is Forgiveness of Debt Income (from foreclosure) a year after the home owner died?

There is no "forgiveness of debt" after foreclosure, either by non judicial foreclosure trustee sale, or by court foreclsoure. No debt is forgiven...

What kind of ramifications will a foreclosure have on me if the property loan was previously assumed by someone else?

The recorder's office is correct. The lender took you off of the mortgage but left the Deed of Trust with your name on it because they did not...

I bought hse in 2002 worth 400k, now worth 250k, my bal is 220k.paying 1500 no prop tx & ins -5075%,have equity for 225k py 800.

If you have equity, there is no short sale. If you need to lower the interest rate because you cannot afford the payments now, you need to contact...

I wanted to file chapter 7, to clear mortgage because wachovia sent me NOS, I found out they sold my loan. Its a mortgage back

You don't need to file bankruptcy to "clear" the mortgage loan being foreclosed on by non-judicial Trutee's sale because the Trustee's sale will...

How can we make sure my grandparents home goes to the living sisters even though title was held jointly by 2 eldest sisters?

Almost need a flow chart for your fact pattern here - but if the domineering spouse forged his wife's signature on a deed for the property, and the...

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