I agree with my colleagues above. If you have property that is secured by a lien, you will need to discuss your various options with an attorney.

Appearance in bankruptcy court

Yes. When there is a joint filing, both husband and wife must appear together at the 341(A) hearing.

During a open ch7, just 32 days after creditor hearing and while negotiating with a secured auto lender, CAN the lender repo car

I agree with my other colleagues here, during the automatic stay protection period, the lender must file a motion for relief from the automatic...

Unlike credit card companies, Banks generally do not close a checking after a debtor files bankruptcy. However, a few banks may "freeze" a bank...

When filling chap. 7 do I have to to give a secured debt such as a car an exemption

All assets and all liabilities must be listed. If the debt/loan exceeds the value of the car, then there is no equity. However, if the value of the...

I MIGHT be sued. I don't owe them any money at this time. Can I file Chapter 7 Bankruptcy to prevent them from suing me?

You can file for bankruptcy and list the landlord as a creditor, prior to being served with a lawsuit. However, it would be wise to consult with an...

What will happen if i missed to list some debts on schedule F chapter 7 ca

Yes. You can amend Schedule F and list the creditor that was left out. All of your liabilities need to be listed, and your creditor should get a...

Can I file chapter 7 if I have a job

Yes, you can file a Chapter 7 bankruptcy if you are employed. However, a bankruptcy attorney must determine if you qualify for a Chapter 7...