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We filed a chapter 7 we are expected to receive $3800 refund based upon income taxes filed last year, can we keep it?
Todd's answer
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Answered on February 15, 2013
I'm guessing you don't have an attorney. If not, you should consult with one, because is this the only omission? I don't know. Neither may you. ...
Archived
Is it legal to charge interest on a medical debt in Kentucky?
Todd's answer
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Answered on February 15, 2013
No reason they can't. And, as is often the case, they may very well end up referring it to a collection agency anway, and they will charge...
Archived
Should I do a short sale or foreclose after Chapter 7?
Todd's answer
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Answered on February 14, 2013
Just keep one thing in mind. Often the person pushing the hardest for the short-sale is *surprise* the realtor. Especially in this real estate...
Archived
Can my soon to be spouse's debtors come after me to collect a debt and if so is there something I can do about it?
Todd's answer
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Answered on February 14, 2013
Those are his debts, for which you have no contractual liability whatsoever. Marriage does not create such liability. Moreover, these debts were...
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I declared bankruptcy and the bank has not picked up my car. What should I do with it?
Todd's answer
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Answered on February 14, 2013
As the other poster stated, I don't think I like the idea of just letting it go without follow up. At the very least, call them and tell them to...
Can a collection agency try to collect from two different people for the same account
Todd's answer
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Answered on February 14, 2013
If two people are liable for the account, then absolutely. Example: two people co-sign on a loan and they default. Co-signer has taken on...
I won a small claim case loser filed bankruptcy, will i get my money?
Todd's answer
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Answered on February 14, 2013
You could pursue him in the Bankruptcy Court by filing a non-dischargeability complaint, but you have a certain amount of time with which to do so,...
Archived
Can a creditor harass me in the state of Florida because I owe money?
Todd's answer
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Answered on February 14, 2013
You might also want to give what information you have to the Federal Trade Commission. They may have this person/company on their radar, and might...
Archived
Can I have criminal charges filed against me for an uncollected payday loan?
Todd's answer
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Answered on February 14, 2013
Today must be the day for creditor scare tactics. No, they can't, and this is typical creditor fear-mongering. The IRS is not a collection agency...
Archived
If I file bankruptcy and surrender my house, does plan go up?
Todd's answer
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Answered on February 14, 2013
Based on the small amount of information you've provided, I'm not sure where you're coming from. Chapter 13 can be great if you are keeping the...
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