Questions answered by Raffy M. Boulgourjian

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Need to get out from under our Mortgage, what are our options and ramifications?

Raffy's answer | Answered on September 09, 2009

Attorney Fink's answer is spot on in my opinion. If you have been denied a modification, your next best option would be to sell the property at a...

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Is it too late to dispute a debt once a request for Entry of default has been requested against me?

Raffy's answer | Answered on August 25, 2009

It's not too late, but the longer you wait the more work it's going to require to set aside your default and contest the lawsuit. This is not a...

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Deed in Lieu vs. Foreclosure (California) on a second residence?

Raffy's answer | Answered on August 25, 2009

Most banks will not accept a deed in lieu before you have first exhausted every effort to sell the property for a fair price by today's standards. ...

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I recieved a forclosure notice posted on my door and i am working on a modification but i still got this notice why am i still g

Raffy's answer | Answered on August 25, 2009

Lenders are not required to stop foreclosure proceedings when you apply for a modification. That being said, when I handle a loan modification I...

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What is my recourse if I purchase a property via short sale and the owners refuse to vacate the property after closing?

Raffy's answer | Answered on August 21, 2009

You will have to evict them. Evictions are a somewhat technical creature of statute. I would never recommend that anyone attempting one on their...

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My Son is losing his house in foreclosure and it is being auctioned off

Raffy's answer | Answered on August 21, 2009

He will receive a three day notice to vacate. It could be longer depending on whether the moratorium applies to the foreclosing party, etc., but...

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Ignored at Foreclosure and Later Charged Off. is This Protected by Ccp580d I have received my first collection letter HELP!

Raffy's answer | Answered on August 18, 2009

General Rule in CA: The two loans stand independantly, even if they are held by the same lender. If the lender foreclosed on its first, then it...

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We are considering deed in lieu of forclosure on 2nd property, no late payments and with renter. losing more than gaining thanks

Raffy's answer | Answered on August 17, 2009

Sounds like a fairly marketable property. A deed in lieu of foreclosure can have a negative impact on your credit profile; not as bad as a...

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In the foreclosure process, at what point is a notice posted on your door?

Raffy's answer | Answered on August 15, 2009

You may or may not receive a 30 day notice from the lender before they begin proceedings. Assuming you don't, the formal foreclosure proceeding in...

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Deed of trust not honored

Raffy's answer | Answered on August 15, 2009

As long as the buyer is willing to purchase the house subject to your lien, they are not obligated to sell the loan. Why not start a foreclosure...

Raffy M. Boulgourjian's Answers (30)

Need to get out from under our Mortgage, what are our options and ramifications?

Is it too late to dispute a debt once a request for Entry of default has been requested against me?

Deed in Lieu vs. Foreclosure (California) on a second residence?

I recieved a forclosure notice posted on my door and i am working on a modification but i still got this notice why am i still g

What is my recourse if I purchase a property via short sale and the owners refuse to vacate the property after closing?

My Son is losing his house in foreclosure and it is being auctioned off

Ignored at Foreclosure and Later Charged Off. is This Protected by Ccp580d I have received my first collection letter HELP!

We are considering deed in lieu of forclosure on 2nd property, no late payments and with renter. losing more than gaining thanks

In the foreclosure process, at what point is a notice posted on your door?

Deed of trust not honored