First, good job on sending records to support your LTD appeal! That's imperative in a strong appeal. You are unlikely to get an email address to...

It isn't clear if you went through the process of applying for coverage through your employer through open enrollment. If you did enroll and the...

If the benefits are providing through an employee benefit plan then the plan is likely governed by the federal law ERISA which requires certain...

Yes, if the insurance was in effect in October 2020 then it is responsible to pay claims under the policy. It doesn't matter that you later...

You will need to keep calling the doctor's office and stay on top of it to ensure the mistake is corrected. I also suggest confirming your...

Possibly but it really is about the wages. Here some information on the Equal Pay Act from the Department of Labor and information on calling the...

Well that's distressing, to say the least, and speaks very poorly of your employer. The matter falls under the federal law ERISA which protects...

It is unlikely that you are responsible for your adult daughter’s medical bill unless you signed a financial responsibility agreement with the...

An attorney should review your LTD plan to answer these specific questions. Many LTD policies provide for some allowance for part-time work but it...

Medical Insurance not paying my hospital bills?

The insurance company must respond to medical claims in a timely manner. Some suggestions to keep a record of your efforts - regularly check your...