HELOC terms after foreclosure- Is there any other option on my situation?

You should seriously consider filing bankruptcy. In some circumstances it is possible to avoid liability for a HELOC and stay in your home by...

Are Heloc purchase money loans protected by California Anti-Deficiency laws? The Heloc loan was used to close escrow on a 80/20.

You are probably fully protected by California Code of Civil Procedure 580b, which prohibits deficiency judgments on "purchase money" loans (ie: ...

I'm suing someone can they file for bankrupty if they loose?

Assuming they qualify for bankruptcy, they can file. If they file a chapter 7 bankruptcy, their debt to you would most likely be discharged.

Are these payments considered "Preferential"

Probably not. If the goods being sold to your customer are worth what your customer is paying, then there is arguably no preference because there...

Should I go bankrupt?? Or should I suck it up and pay what we owe?? Sooooo confused...

I would say that it depends on your income and your ability to repay the $25,000. If your combined gross income is less than the state median for...

Can I get my deposit back if my loan modification never went through?

You could report them to the DA, but this may not be a criminal matter. You should ask for your money back. If they refuse, you could pursue the...

If I die in california, will my wife have to pay my unsecured credit card debt, that is in my name only?

The answer, unfortunately, is "it depends." In general, debts incurred before marriage are "separate property" debts, which means that the...

I want to know which way to go with a bankruptcy Chapter 7 or 13.

Not enough information. Usually a chapter 7 is preferable if you qualify, since you do not have to make payments. However, there are situations...

I live in CA. What happens to the money paid -after- the bank repos a car? The money was used to put a hold on the vehicle.

Chances are that the lender did not violate any laws. The fine print in your original loan document probably required you to notify the lender of...

Ultimately, the judgment creditor can levy any of your assets which are not exempt from collection. If your business is a sole propietorship...