Section 523(a)(6) of the bankruptcy code makes debts nondischargeable if they arise from "willful and malicious injury by the debtor to another...

Reaffirmation not required in Chapter 13 in Central District of California. You need to decide whether to pay the car payments directly or through...

I have a bankruptcy question. I have bought a house 8 months ago. It has 40k in equity. Can it qualify as a primary residence?

There is no minimum "holding period" in order to claim the homestead exemption. There could be an exception, though, if you moved into California...

They can modify. But you may wish to consider a Chapter 13 case to avoid the other liens (if you are eligilble to "strip off" the other liens).

If I file for chapter 7 bankruptcy will this affect my home mortgage

The bankruptcy will not alter your modification. You do not need to reaffirm.

Does a person have to be notified, before a foreclosure sale of their house, after the court dismissed a chapter 13 bankrupcty?

You are entitled to receive a Notice of Sale under California law. You mention that you received a Notice of Default on September 16th and filed...

Should I pursue securitization / forensic audit with hopes of doing a SUCCESSFUL quiet title action to stop foreclosure?

I'm not sure I understand the basis for the quiet title action, or how this would help you to avoid foreclosure. Have you spoken with an attorney...

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I cannot pay all of bills I receive. I've never missed mortgage payment,however, some of credit cards are unpaid for 6 months.

You may be a good candidate for Chapter 7 or Chapter 13 bankruptcy, but much more information is needed: have you ever filed for bankruptcy...

How do you file the annual and income statement for bankruptcy chapter 13 in Los Angeles County, Central District, California?

The reports are required by the local bankruptcy rules in the Central District, but the rule is typically not enforced by Chapter 13 trustees in...

Chapter 7 means test. I read different things. Is the IRS $200 "clunker" ownership allowance still available? 1 site said no.

I practice in the Central District of California. The means test deduction is allowable. It can be added to the "vehicle operating expense" on the...