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77 year old widow cannot make payments on house. Is it best to short sale or go and talk to bank for deed in lieu foreclosure
Joshua's answer
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Answered on June 13, 2014
This sounds like a terrible situation, sorry for your loss. Generally speaking there is very little the bank can do other than foreclose. You're...
Archived
Credit history detail viewed by others
Wells Fargo/Rels Reporting
(Experian)
Joshua's answer
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Answered on June 13, 2014
Creditors new and old often make inquiries on your credit report. Wells Fargo in this instance is likely just seeing what other debts you have out...
I received a letter from IRS today says I didn't pay my taxes?I did pay it online and I have the receipt and my bank statement
Joshua's answer
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Answered on June 13, 2014
I agree with Robert. If the IRS has erred and you can prove to them that you did pay your taxes they will remove the penalties and interest that...
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Judgment creditor looking at my credit reports but have never contacted me.
Joshua's answer
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Answered on May 02, 2014
In California a judgment creditor cannot take collection efforts during a pending Motion to Vacate and Set aside. If you Motion is solid I would...
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Does a disposed judgement mean they will try to take money from my account soon? moved court with no notice so i wasnt there
Joshua's answer
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Answered on March 26, 2014
If you never had notice of the original lawsuit it may be worth having an attorney attempt to vacate the original judgment--this would mean that...
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Going thru a divorce, How can my ex state on his taxes a company that he had when we were married on his own separate taxes.
Joshua's answer
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Answered on March 26, 2014
This sounds like an issue for your divorce attorney. If he used community property towards the business you should get compensated for whatever...
Archived
Is it possible to get a accounting of garnishment and to what year it was applied to from the IRS?
Joshua's answer
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Answered on March 26, 2014
The first step would be to request an account transcript for each of the years at issue with the IRS that way you can see how the funds were...
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My uncle passed away three months ago in California. Do I Have to Pay Any of his Final Bills including funeral costs, taxes etc.
Joshua's answer
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Answered on March 26, 2014
From what you have described you do not have to pay anything in towards his estate as checking and savings accounts pass outside of probate where...
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As a creditor of an unsecured loan, won in small claims, of a debtor now in chapter 7, what are my rights?
Joshua's answer
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Answered on March 21, 2014
As others have stated, if it is considered an asset case you can file a proof of claim. Your friend may still have intent to pay you, but she...
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Can I claim mortgage interest as tax deduction if I pay the monthly mortgage payment but my name is not on the mortgage note.
Joshua's answer
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Answered on March 21, 2014
Yes the IRS permits you to split or claim the mortgage interest so long as it is only claimed once.
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