Archived
What do i need to do when my ex files chapter 13 and the child support agency tells me i need to get a lawyer.
Dheeraj's answer
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Answered on October 05, 2012
You have a number of rights as the recipient of child support payments. Make sure you get a lawyer and assert your claim in the bankruptcy. He...
Archived
I am in an active Chapter 13 bankruptcy, my house included in plan, lender lifted stay,B of A bought note can they foreclose?
Dheeraj's answer
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Answered on October 05, 2012
No. Once the stay is lifted, the creditor is free to foreclosure or transfer the note (and have someone else foreclosure. It doesn't sound like...
Archived
My condo association has i unit owner in chapter 11. he is 1 year behind, $3000. does he have to pay us?
Dheeraj's answer
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Answered on October 05, 2012
The HOA should have been notified because it is a creditor. Contact a bk lawyer and make sure that you start receiving notice. You should also...
Archived
I filed Ch 7 11/1/11 and was discharged in Feb 2012. I am way underwater on my mortgage and the trustee has taken control of
Dheeraj's answer
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Answered on October 05, 2012
Chapter 7 trustees wield a great deal of power over assets that they are administering. Each district is different. I strongly suggest you...
Archived
What Claims am I entitled to make against my mortgage company if they are filing under chapter 11?
Dheeraj's answer
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Answered on October 05, 2012
I have had several people ask me about such letters. It seems like a lot of mortgage companies are going into bankruptcy. Usually, you owe the...
Archived
Which class am I, as a creditor, on a chapter 11 bankruptcy ballot?
Dheeraj's answer
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Answered on October 05, 2012
Along with the ballot, you should have received a disclosure statement explaining the different classes, what assets the debtor has, and how much...
Archived
How do I get NCO to stop harassing me? I have been making monthly payments of $100 to AES. Now they say I am in default.
Dheeraj's answer
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Answered on September 27, 2012
You have rights under the Federal Debt Collection Practices Act that can stop the harassment. For example, under Section 805 of the Act, 11 USC...
Does filing bankruptcy put a stay against a writ of execution for a business?
Dheeraj's answer
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Answered on September 27, 2012
A bankruptcy filing for the business will stop any efforts to enforce a judgment, including a writ of execution, against the business. The...
Archived
If I lose a case against me for credit card debt how soon can they freeze my checking account to get the money?
Dheeraj's answer
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Answered on September 27, 2012
The lawyer is probably right. A creditor's rights to enforce a judgment are state specific, so you should speak with a local bankruptcy attorney...
Archived
I am about 9000 in debt, and about 4 months behind on my house payment. Should I file bankruptcy?
Dheeraj's answer
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Answered on September 27, 2012
Bankruptcy may be a good option for you. You will need to speak with a local bankruptcy attorney who can better advise you. If you want to keep...
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