Can I file Quitclaim Deed to the mortgage holder?

Although you can physically quit claim deed your property back to your bank, it probably will have no legally binding effect. The bank will argue...

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Chpt 13 mess, possible legal malpractice?

The Motion for Relief from Stay would have to show the basis for claiming there was a delinquency. A Response could be filed evidencing the...

I need to know if I should file for chapter 7 or 13 bankruptcy.

Generally speaking, if you are inquiring about bankruptcy, you are probably a candidate for bankruptcy. The chapter you decided to file will...

Filed Ch 7 and surrendered home Discharged Nov. 08 Can a Judgement be put against me 1 year later for the home I surrendered?

If the property was surrendered through the Chapter 7, your lender should not have a right to pursue you for any judgment relating to the house...

In 2010 my husband and I did a chapter 7 bankruptcy. right now we make volintary mortgage payments.

It is difficult to give an exact timeline on how long a foreclosure would take. Assuming that you are in Maryland, the following link will give...

Can an old creditor go after my new husband's property for my old debt?

California is a community property state, therefore, your assets and liabilities are shared by the community (you and your husband). A creditor...

Recieved letter of judgement over a credit card company i quit paying after my husband was hurt and is now permantly disabled.

A judgment creditor may put a lien against your property, however, this will generally give a right to be paid only upon a refinance or sale of the...

A reaffirmation did not get filed concerning our mortgage two years ago, bankruptcy discharged, can we walk away without penalty

Foreclosure laws are very state specific, so it would be difficult to speculate as to the harmful effects of a foreclosure. However, an individual...

Just got back the paid in full letter from collections but my last name is spelled wrong. will this still update credit report?

I agree with the two previous responses and I would like to add something further. If the settling of the account is not reporting correctly, you...

I have had a collection account on my credit report since 10/2006. When does the 7.5 rule come into effect?

Most items, except for certain types of bankruptcies will remain on for 7 years. The 7 years will typically begin based upon the date that your...