Archived
Can I be sent to collections for not making a $7, 000 payment in full in only a 30 day notice?
Dheeraj's answer
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Answered on June 12, 2013
Short answer, yes.
Archived
Considering bankruptcy...have a 2001 clunker. I wanted to finance a car before filing (desperately need for getting to work)
Dheeraj's answer
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Answered on June 12, 2013
Generally speaking, you shouldn't have a problem financing a car and then filing bankruptcy. I would add that it would be quite extraordinary for...
Archived
I have been paying a relative $140 a month . I am preparing to file chapt 7. Can anything be done to protect her?
Dheeraj's answer
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Answered on June 11, 2013
The Trustee's role in your chapter 7 is to find assets (if any) for the unsecured creditors in your bankruptcy estate. They are given a certain...
Archived
Can an attorney send me an information subpoena without first obtaining a judgement?
Dheeraj's answer
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Answered on June 11, 2013
You cannot rely on the court's website being correct. Only the court's official case file will tell you whether a judgment was entered. If a...
Chapter 7 bankruptcy discharge - is the "Certificate of Notice" a list of the creditors that are included in the discharge?
Dheeraj's answer
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Answered on June 11, 2013
Generally speaking, unless there was an adversary proceeding, whether your debts are discharged has not been determined by the court. All of your...
I have been sued by CACH LLC, a debt collectior. The debt collector attached affidavits and account statements to the complaint
Dheeraj's answer
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Answered on June 11, 2013
I am not aware whether GE owns Citibank. If the Plaintiff cannot provide evidence to support their cause of action, then you may be successful in...
Archived
Is there anything legal that my husband can do about the bank loads that he took out through a school that was shut down/sued?
Dheeraj's answer
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Answered on June 06, 2013
There are special provisions in the bankruptcy code to attempt to discharge the debt, but it can prove difficult. You should speak with a local...
Archived
I was just contacted by an agency that is calling me to sate that I am being sued for a 14 year old debt.
Dheeraj's answer
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Answered on June 06, 2013
Tell them to stop calling you and that you are going to sue them. If they keep doing it, hire local counsel for debt collection violations and...
Archived
I am filing a Chapter 13, wondering if future pay increases or extra disposable income is paid to the trustee ?
Dheeraj's answer
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Answered on June 06, 2013
Generally, the answer is yes. But you should speak to a local bankruptcy attorney, it could depend on a variety of factors, such as your chapter...
Archived
HELP! I lost my job, my ch 13 case was closed due to me losing my job, my car was repo'd this morning
Dheeraj's answer
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Answered on June 06, 2013
If you re-file a chapter 13 before the car is sold at auction, you should be able to get the car back. But you should really consider the benefits...
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