If you are set on paying the bill in full, you don't need a lawyer, it would just add to the cost. But you should act quickly, the longer the case...

Final Report Letter to Creditors 30 day wait

The most difficult part of the bankruptcy process is lack of information. For the most part, the letter you received is a good thing. It would be...

You should speak with a local bankruptcy attorney. Dealing with medical bills during such a difficult time can seem overwhelming. Sometimes, an...

I am struggling to keep up mortgage payments and I have lots of debt. Should I claim bankruptcy prior to asking for a refinance?

If refinancing is an options, it is generally best to do prior to filing bankruptcy. Once you file, the refinance needs to be approved by the...

A collection agency just files a suit against me for some medical bills that I owe. What options do I have?

If they are large bills, you should consult a local bankruptcy attorney. Depending on your situation you may be able to discharge (not pay) all of...

How can i stop or fight a garnishment?

Speak with a local collections or bankruptcy attorney. There are two ways to stop a garnishment: (1) reopen the lawsuit to vacate the judgment or...

Can I file for bankruptcy if I don't have a green card?

I have had clients who have filed before who were non-citizens and we used their TIN number. But if your status is undocumented, I would be very...

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How are contractual severance provisions of an employment contract dealt with in the event of Chapter 11 or Chapter 7 filing?

You and any other employees will want to seek local representation right away. Depending on a variety of a factors, your contracts could be...

For the purpose of staying under the median income threshold for my state (MD), Is it true that a 401K loan would NOT be counted

You may want to wait to let the loan payment cycle out of your "look-back" period. Although it shouldn't be considered income, you are relying on...

Wont stop calling......after I have asked them not to

Sometimes you need an attorney to step in just to push back hard enough to get them to stop. You should consider a local attorney who is familiar...