I need advice on settling a HELOC post chapter 7.

It sounds like the 2nd will likely do better foreclosing or having you sell short than accepting your offer. You may be able to file a chapter 13...

Do I need to file for chapter 7 again?

File a motion to reopen the case and for an extension to file form 23. Don't forget to lodge an order on the motion. Once the case has been...

Can a debtor deduct the costs of ownership of two cars in a bankrutpcy under chatper 13?

If you are single the trustee will likely object to you taking a deduction for both. Also, you cannot deduct ownership expense for an unencumbered...

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My lender has provided re-location assistance for a short sale

In chapter 7 "non-exempt" property is sold by the bankruptcy trustee and distributed to creditors. However, most people who file chapter 7...

In a Chapter 7 bankruptcy in Los Angeles, how much are you allowed to budget per month for groceries, gasoline, etc.?

There is no set amount. Each person's circumstances are different. A person who drives 100 miles a day to and from work is going to have a...

Who is responsible for containing our dogs and children when the neighbor has removed the fence to install a new wall?

You are responsible for your property and minor children. It sounds like your neighbor acted reasonably in erecting a temporary wall. If you...

WHAT DO I NEED TO DO OR ATTACH TO... BANKRUPCY FORM F 5010-1.10 ????? PLEASE HELP

The court closed your case without discharge becuase you didn't complete and file certification of completion of postpetition instructional course...

What happen if i sell my business without telling my chapter 13 trustee in order to pay off 100% of my debts???

Your Plan likely provides that you won't transfer any property without the court's permission. In doing so you violate the Plan. I agree with my...

Can any bankruptcy attorneys tell me when the confirmation hearing is held for chapter 13 in Downtown Los Angeles Court?

The hearing date is assigned when the case is filed. I've had confirmation hearings set anywhere from 30 days after the 341 meeting to 10 months...

Is it possible that during a mortgage servicer change all funds disch in a ch13 could simply disappear-meaning misapplied on lo

Errors can occur in the application of funds in chapter 13. You should send a Qualified Written Request to the lender/servicer. Contact an attorney.