I'm being sued $7k for credit card debt; no job for 3 yrs; court date is in 2 days. How should I prepare for Thurs. in court?
Brad's answer
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Answered on December 11, 2012
Go to the court and check in with the clerk before the hearing tell him you are pro se (or pro per) and that you do not have a lawyer. Then you...
How do I remove a lien from my bank account after chapter 7?
Brad's answer
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Answered on December 11, 2012
If you listed the credit card company in your bankruptcy paperwork they will be notified of the discharge by the court when it is issued. If the...
Archived
Will bankruptcy cancel a Settlement Agreement to pay $30K for someone to not file action for a malicious lawsuit?
Brad's answer
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Answered on December 11, 2012
The filing of a bankruptcy stops all legal action against you and your property. If you owe 30K to someone under a settlement agreement the...
Archived
CA bankruptcy chapter 7 exemptions (in 703) that can be used to protect a FSA - Flexible Savings Acct. Similar to Hlth Sav Acct
Brad's answer
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Answered on December 11, 2012
To the best of my knowledge these accounts are fully exemptable as long as the money remains in the account. If the money is taken out of the...
Archived
If a spouse files for bankruptcy, how is that going to affect the other spouse's credit?
Brad's answer
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Answered on December 11, 2012
If a spouse files a bankurptcy and the other spouse does not the non-filing spouse will not be entitled to a discharge. If they have joint...
If the only non-exempt asset for m chapter 7 case is a house, does the chapter trustee get paid before or after my exemption?
Brad's answer
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Answered on December 10, 2012
Bankruptcy attorneys generally do not take cases on contingency. Most Bankruptcy attorneys will take your case for a flat fee and handle...
Archived
I need someone with expertise in Federally insured student loans from the 1970's. How do you investigate any balance claim?
Brad's answer
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Answered on December 09, 2012
Pull all three of your credit reports on annual credit report and see if any one of them lists the claim as being owed. Unfortunately a loan that...
Archived
My ex husband filed chapter 7 in IN and names me as a co owner. Do I have to file too, will they come after me.
Brad's answer
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Answered on December 09, 2012
If you are a co-signer on the loan than you are personally liable on the debt and if they cannot collect against him they will more than likely...
Archived
Do I have a case?
Brad's answer
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Answered on December 09, 2012
This gets a little tricky because if the business was organized (meaning it was a seperate legal entity like a LLC, partnership, C or S corp ect.)...
Archived
How do I amend a schedule in chapter 7 to include a recent $2000 sanction order in a state court case?
Brad's answer
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Answered on December 09, 2012
If you incurred the sanction after the petition date it is considered a post petition obligation and you would owe it. Meaning you cannot include...
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