I am the joint debtor in a chapter 7 bankruptcy. My husband not on auto loan. just me. Where do I sign on reaffirmation. As Join

If you are not reaffirming the debt you do not sign the agreement. If you are not on the original loan there is no need for you to reaffirm a debt...

My house is under-water. The house is solely in my name. Does my wife have to file a joint BK with me to discharge the debt?

I encourage married couples to file a joint bankruptcy. In that way the bankruptcy administers all of the community property and the community...

I'm being sued by a junk debt collector. Should I settle, file for bankruptcy or fight it in court?

File for bankurptcy

Chapter 7 bankruptcy. I obtained an order to Avoid a Judgment Lien which was recorded against my home. What do I do with it now

Make sure you file a certified copy of the order with the county registars office in the county you had the property attached. Talk to the cleark...

In chapter 7 bankruptcy, can auto lender "Cross-collateralize" my auto loan with my credit cards. I like to keep car but not cc

If you reaffirm the car but not the credit card then you are obligated on the car debt alone and the bankruptcy discarges the credit card...

No that is not legal. It is discrimination. If you have it in writing keep the evidence if they ever do fire you sue the pants off of them. If...

I took a student loan from Sally Mae, I was making my payments till recently, lost my job. Can I get rid of with bankruptcy?

I always recommend for clients with a student loan to file a Chapter 13 bankruptcy and attempt to pay it back through the plan of reorganization.

I took a student loan from Sally Mae 10 years ago $40000 I been paying till recently. I still own them 24000. Lost my job.

Student loans are non-dischargeable in bankruptcy without a finding of undue hardship. You can file a Chapter 13 and attempt to pay it through the...

My wife own the house. she is on the notes . she is planning on bk. will the bank sue me for a heloc loan that is secured

The bank can elect to either foreclose on the property or sue you on your personal obligation. They cannot do both. If they choose to sue and...

Debts owed to governemnt are non-dischargeable priority unsecured debt. They can be repaid in a Ch 13 plan but they cannot be discharged in a Ch...