Would I be able to qualify for a chapter 7 bk if I have equity on my property but dont qulify for refinancing?

The ability to exempt the equity in your home is dependent on several factors. You have about $100K of equity in the home. There is an exemption...

If you do not owe any money on the account you do not have to list the account because they are not technically creditors, however if they find out...

Can medical bills be included in bankruptcy ?

Bankruptcy is an all or nothing proposition you have to list everything that you own and everyone that you owe money to. Medical debt is one of...

How can I get my money back from a lawyer that was gonna do my chapter 7 and couldn't after all?

I would start with a demand letter to the attorney requesting a refund of unearned fees. If the attorney either ignores you or refuses to return...

In chapter 7 & mortgage lender filed motion for relief from stay. If granted, can I still protect home if file chapter 13 later?

If you receive a discharge in your Chapter 7 then file a Chapter 13 you will be ineligible for a discharge in the Chapter 13, however that will not...

File a Chapter 7 bankruptcy surrender the mobile home to the secured creditor and list the lease and reject it. Once you file the bankruptcy you...

Protection of Life Estate against one of siblings filing bankruptcy

The house is an asset of your brother's bankruptcy estate and therefore must be listed. Your life estate would have to be honored by anyone who...

Is it possible to save home filing a second chapter 13 when home is set for sale in a month?

Your father can re-file bankruptcy in order to obtain a discharge. In order to stop the sale of the home the bankruptcy must be filed no later...

Is my Certificate of Counseling before I file my actual petition for bankruptcy something i CAN USE TO STOP MY HEARING?

In order to qualify as a debtor in bankruptcy you must take a credit counseling class and file a credit counseling certificate with the court at...

Can a lawyer charge additional fee after the trustee case is closed?

In the Central District of California there is something called the Rights and Responsibilities agreement (RARA) that spells out what the client is...