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Is it legal to garnish wages for a credit card in the state of california without consulting the person 1st?
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Answered on September 03, 2013
In order for Capital One to garnish your wages, they first need a court judgment. The court judgment is a court order stating that you are legally...
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Is their a point where credit card debt wont be dismissed by bankruptcy
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Answered on August 28, 2013
Your credit cards are generally considered unsecured debt, and under a Chapter 7 bankruptcy, all unsecured debts are dischargeable. However, some...
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How much is it to file bankrupcy in California ???
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Answered on August 22, 2013
There are two sets of fees you have to pay for if you hire an attorney to file bankruptcy; filing fees and attorney's fees. To file a Chapter 7,...
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Car insurance coverage while you are in bankruptcy.
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Answered on August 21, 2013
In a Chapter 13 bankruptcy, the only debts that are discharged are the ones listed in the payment plan. If your cousin filed for Chapter 13 two...
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If I choose not to reaffirm my mortgage after a chapter 7, but continue to make the payments, can the bank take my house from me
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Answered on August 20, 2013
Generally, in this type of situation, the mortgage holder (bank) will likely just allow you to remain in the house contingent upon on you making...
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My husband and I borrowed $160,000.00 from my parents about 20 years ago to build our house. It is an unsecured loan.
Michael's answer
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Answered on August 20, 2013
It sounds like your parents may have a breach of contract cause of action against you and your husband. Based on the paperwork drawn, it may be a...
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Should I file for bankrupcy ? Or debt consolidation ?? Or do I have better options ??
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Answered on August 20, 2013
Bankruptcy is certainly an option you can consider. If your $20,000 debt is primarily unsecured debt (credit cards, medical bills, etc.) you can...
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BETTER TO REPAY DEBTS AFTER MONTHS OF BEING UNABLE OR FILE BANKRUPTCY...
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Answered on August 19, 2013
Your first option is to settle each debt in full with your creditors. You can contact each creditor directly and offer to settle for a lesser...
I want to rescind my affirmation about my car chapter 7
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Answered on August 18, 2013
If you have filed your reaffirmation agreement with the court, you may rescind by providing notice of the rescission to the holder of your car loan...
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Have finished 341 Creditors Meeting in Chapter 7 BK. Also have filed the post debt education Certificate required on 08/26/2013.
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Answered on August 16, 2013
As long as no creditors file an objection to your discharge by the date set by the court, there are no adversary proceedings or other issues, then...