Hire attorney to present proof of payments, demand turnover of title, sue if necessary.

You cannot avoid restitution obligation. Pay or negotiate.

Check with bond company to determine bond amount.

You remain liable to lessor until lease is paid off.

Carefully distinguish intentionally or negligently misleading court from argument. Attorney may be sanctioned for misleading court.

Rates and terms are commonly re-priced to market at refinance.

Yes. Suborning perjury is both ethical violation and criminal.

USCIS may deny application. Will not issue refund.

Owner may sell real property subject to life estate. Life estate remains enforceable against purchaser.

Yes. You may gift money to sister provided gift does not push her above maximum asset level allowed to maintain eligibility to receive SSI.