Yes. You may sue for negligence. Curious amount of actual damages? Cancel the credit account.

Biological mother has no legal obligation to communicate with you.

Yes....................................................................................................

Yes. OPC may present case without client attendance. Consider subpoena to OP.

"I would like to chat with an attorney to figure out best and worth case scenarios. " You may hire attorney of choice.

Impossible to accurately assess your rights without reviewing IRA terms, dissolution judgment, QDRO.

Sweep more carefully in future. Buy her a new book.

Probably not. If not completely satisfied with your attorney, find replacement.

Hire an attorney or risk consequences.

Possibly. Hearsay generally inadmissible unless an exception is plead and approved by court.