Can they really do this?

Unclear if creditor can do what you described. Review your contract and reinstatement agreement. Is H co-owner on the account? May be required...

What I can do for my endless chapter 7 bankruptcy case?

You and your BK attorney need to be very assertive in this matter starting immediately. Review with your BK counsel your assets, exemptions,...

Is my home exempt in chapter 7 bankruptcy?

I agree with colleagues. Not clear if home is exempt. Need more information, such as: total income, total debt, total debt secured by home. ...

Your BK attorney should file change of address with court. If not represented, you can file the form yourself

Chapter 7 and monies already received from divorce

Depends. You can exempt certain assets form creditors. Amount varies by state and exemption scheme you choose. See BK counsel to determine...

Do I need to amend bankruptcy schedule??

No need to amend based on what you stated. Important that you have listed all creditors.

I want guardianship of my 12 yrs grdaughter who lives with me now. It's interstate (OH vs IN) Do I need an attorney?

Hire an attorney. Nomination from son will be very helpful. Must try to locate and give notice to biological mother. Minor criminal histories...

Do I need an attorney in order to file an application for a letter of testamentary, if not, what do I need to do to file?

No. You can file the probate petition yourself. The process is complicated. I recommend you consult with competent probate attorney for...

How do we get an executor of estate form to resolve issues with the medical insurance provider?

You need to be appointed as executor. After you are appointed executor, you will have authority to deal with insurer. Consult with an EP attorney.

Do I need my own attorney?

Yes. You need your own attorney. Hiring your own attorney does not preclude working with your H on a good resolution.