I filed BK7 in 2010 and confirmed both liens - 1st and 2nd. I am personally liable for the 2nd lien?

Yes. If you reaffirmed the first and second liens, you are personally liable on both.

Yes. CalPERS overpayment dischargeable in C7 BK as long as overpayment not the product of fraud on your part.

Collections is asking me to pay for a bill that my mother owes

Unemancipated minor not responsible for debts of this type. Explain facts to creditor in writing. Demand proof this is your debt or cease and...

Is there a defense with department store credit card debt collections owed?

Yes. There are defenses to credit card debt. Not enough information provided to advise if any defenses available in this matter. Yes. I advise...

Can I file contempt since my ex-husband refuses to pay the last $10,000 awarded to me in our divorce trial?

Yes. You may seek contempt order and sanctions. Better option is to file petition with FL court to enforce the order. You may also request...

I was called today by an attorneys office saying that owe this loan and if didn't pay they where going to take the money

Do not ignore call. Garnishment only possible after creditor has obtained judgment. If you do not recall being served with creditor lawsuit and...

Chapter 7 bankruptcy. would selling something count as income for means test purposes? sold some mineral rights about 4 mos ago

Yes. Selling mineral rights is considered income and must be reported and considered in means test. You may explain to trustee that this in...

Do I file lawsuit in CA or AZ?

You may file in either jurisdiction. If you obtain a California judgment, you must file petition in Arizona to "domesticate" the California...

If you are claiming bankruptcy and are married, but separated do I have to still claim my soon to be ex income or anything

If you are legally separated you do not have to include spouse income, assets, liabilities. To be safe, I do include separated spouse income,...

Caveat is basically an objection to a Wlll. no form available for this purpose. Must be filed as a pleading. Useful link...