Under California law, is a personal loan of money a service or a product?

Can be either. Depends on terms of agreement. UCC may also apply. More information needed to opine further.

Can I have my $145,000 in student loans discharged in a bankruptcy or by some other means? Is my husband responsible for them?

Maybe. Based on facts stated, best suggestions: -BK discharge through adversarial proceeding; -administrative discharge; -direct negotiation...

Case precedent successful appeal, reversal of denial of petition to terminate guardianship of a minor in probate court? Attorney

Based on information provided, appeal will be very fact specific. You need appellate lawyer knowledge in the appellate process. Some referral...

Can bank place a lien on my property after Chapter 7 discharge?

Maybe. If bank had lien on property at time you filed C13 and C7, the lien was attached to real property. Lien survived the BK discharge. If you...

I received a Discovery request from a credit card company attorney. What is the appropriate way to respond to this request?

Yes. Respond to discovery request. I recommend response be very carefully tailored. Retain counsel to assist. Use additional information you...

If I am currentlly in a chapter 13 bankruptsy but I am needing to finance another vehicle but I don't want to ask trustee.

Yes. You must receive court approval to incur new debt during life of C13 BK.

Creditor bankruptcy Q

Maybe. May/not be in your interest to object if your claim is fully provided for. More information needed to provide guidance: -Your debt...

I received a letter from the judge regarding my small claim

No. Collection process is more complicated than simply going to debtors bank and presenting judgment. Following steps necessary: -wait 30 days...

How do I get tax relief so I can live?

Taxes may be dischargeable in BK. May be possible to settle with offer in compromise. Much more information needed to opine on dischargeablility...

If you were not provided notice of the lawsuit on the underlying debt, you may set the judgment aside, terminate the garnishment, collect...