What if I have credit cards with zero balances? Do these get discharged and closed as well when filing bankruptcy?
Marvin's answer
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Answered on September 03, 2018
If you have zero balance, they do have to be listed on your bankruptcy filing. However, a lot of credit card creditors are aware of your filing...
If and can I file for bankruptcy if I have a lien on one of my homes. ?
Marvin's answer
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Answered on August 30, 2018
You will have to consult an attorney for an analysis of your case.
Generally, liens on property ride through the bankruptcy and do not go away,...
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II filed chapter 7 Aug 2011 when I start filing another bankruptcy
Marvin's answer
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Answered on August 29, 2018
You can file 8 years after the date of filing your previous Chp 7 bankruptcy. If close, I usually try to add another 7 days before filing to...
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Can you be sued for a overdrawn account saying it's fraud
Marvin's answer
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Answered on August 09, 2018
While I guess it would be possible to sue for money owed, I have never seen one based on fraud. Instead of the bank suing, they usually just report...
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Are there any issues not declaring credit card debt in a Chapter 7 bankruptcy?
Marvin's answer
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Answered on August 07, 2018
There is one other consideration.
I have had clients who have had credit cards with zero balances, therefore it was not required that they be...
What does this mean
Marvin's answer
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Answered on August 04, 2018
Yes, I agree with Mr. Summer. However, with more facts perhaps we can give a more fully developed answer.
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I recently was discharged from bankruptcy... thought I was done mortgage am I paying interest ? Want send payment book ?
Marvin's answer
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Answered on August 03, 2018
1. Bankruptcy does not eliminate your mortgage, the mortgage is still due and payable after the bankruptcy. Otherwise, everyone would buy a house,...
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How to deal with disability and student loan debt?
Marvin's answer
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Answered on August 01, 2018
At this point in time, while some circuits allow partial discharge, it is my understanding the 9th Circuit has rejected the partial discharge and...
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How do I file for bankruptcy? Or what are my options?
Marvin's answer
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Answered on July 26, 2018
In your case you will have to talk to a bankruptcy attorney so he can gather all the facts, and your options.
You should be able to retain your...
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If you decide to live in your car after filing ch 7 haven't meeting of the creditors yet how does that effect your case?
Marvin's answer
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Answered on July 24, 2018
In my opinion, it will have no effect on your case. This is not a factor that would be of any interest to the trustee. The trustee will ask if the...