What can a debt collector do and not do?

This loan collection agency appears to be engaging in very harassing behavior. I would look up the Federal Fair Debt Collection Practices Act...

If i file an answer, do i still have to appear in court?

You should file an answer and it must be filed within a certain number of days of receiving the complaint (in CA it is 20 days, not sure about CO)...

Can a collection agency put a judgment lien on me for a community credit card debt that was charged off in 2007 prior to divorce

Agreed. This is a very common misunderstanding of what charge-off means. Charge-off just means they gave up collecting on the debt and sold it off...

Credit Report: Should I pay the original creditor or the collection company?

My colleagues information is correct. I would make sure to keep written documentation of the fact that you paid off the debt with the collection...

Can we file and objection to our neighbors chapter 7.

If you have not actually sued her yet and obtained a judgment then their is not a debt to discharge at this point. However, upon filing the...

It sounds like USDA received a defficieny judgment against you for the difference in the price the home was sold for and the amount of the loan. ...

I purchased a vehicle from a friend which later I find out the car is part of his bankruptcy and I don't know what I can do to

I'm assuming title is still in his name since you say the loan is still in his name. If title in his name then it is considered his asset and he...

In bankruptcy now, dade county florida, included condo in bankruptcy, when do I have to move out?

You do not have to move out of the condo until the mortgage company actually forecloses. (I'm assuming you are discussing a mortgage foreclosure...

I am planning on filing bankruptcy due to financial problems caused by cancer bills and an impending divorce.

I'm not sure from your post whether you are buying the car in cash or taking out a loan. Once you have already filed bankruptcy you need to ask...

Are paid off cars safe in bankruptcy.

Good avice by my colleague. The first basic information needed is the value of each of the cars. You are able to keep a certain dollar value of...