Can I still do something?

The time period for the statute of limitations does not commence from the date of dispute, rather, it begins when the last payment is made on the...

Debt collector tried to serve papers to a neighbor.

No, you cannot serve the neighbor and say that is proper service. In order for service to be effective, it must be personally served on you or...

Can a finance company send a collect to your place of residence for a past due amount and take pictures of were you live?

This is borderline abusive. Sending a cease and desist letter asking them to stop their efforts will help if they try something like this again. At...

What is an asset investigation?

They will simply look up any public information about you that anyone else would be able to find. It isn't illegal and is just a way to try to get...

CA Debt Collection Settlement offer (not in litigation).

If you are able to agree to a settlement, the debt collector will generally have a standard agreement as well. Generally they will provide a...

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Which form to use to File Court Answer?

The most important part of your respond will be the affirmative defenses you assert. If Midland Funding is the plaintiff in the lawsuit that's all...

I am seeing signs that I will be sued by all these creditors. I have no asset, and probably a few hundred bucks in the bank.

You will not go to jail for failure to pay off your creditors. If they sue you they can only get money judgments which means they can garnish...

Unfortunately you will most likely need to respond to the lawsuit. Although you may be able to provide evidence that proves you were a victim of...

I am being sued by a Debt Collector and want to Fight It.

There may be some issues as to proper service but leaving the summons and complaint coupled with a mailing after a few failed attempts could be...

Am I allowed to know what sort of repercussions could be incurred due to not paying a debt on time?

The only way the person could legally collect on the debt is to sue you in court as my colleague explained. There is no special deadline they can...