What should i do?

I would call the company and tell them to apply the second payment by check toward your next monthly payment. Have this confirmed by letter from...

Can a pay day loan garsnish my wages?

To garnish wages of anyone, a judgment must first be entered on a payday loan or other consumer debt. To file for judgment, you must have been sued...

Received a garnishment letter and the amount is over 300% the original amount being sued on the court summons. Is this Legal?

I see this happening more often: debt collectors exaggerate the amount due or computing interest and attorney's fees on top of the debt incorrectly...

Sued by a collection ageny with my roommate as my alias.

This sounds like a real mess and your roommate should retain a lawyer to defend the lawsuit and get this sorted out in court. You can still file...

If you are paying more than the contract required and are no longer behind in payments, then they cannot repossess, unless you fall behind...

My debts are all in collection agency....can i file bancruptcy still?..

You can file for bankruptcy and discharge the debt almost any time, if your income is below the State's amount for a Chapter 7 Petition. You can...

Collection agency is treating me with a letter for something I believe is paid for.

The debt is more than four years old and may already be paid through your former PI lawyer. Thus, you have two (or more) strong potential defenses...

Business debt forwarded to collection agency to collect debt. The amount of commission owed is in debate.

Because this is a business debt, you have no rights under the Fair Debt Collection Practices Act, even for making bogus threats to report it to the...

In this case, a default judgment was entered and is now being enforced on her wages. When the case began, the process server stated in the proof of...

I represent consumers who are being sued on a debt and send out discovery to the Plaintiff's lawyer as soon as I can, unless I am able to settle...