The answer to which is worse, depends on what you plan to do. If you plan to buy a house or other real estate in the next few years, a Chapter 7...

I just got sued by my credit card company and my question is is there still a way I can work out something with

Yes, you can agree to a payment plan, which would then be filed with the court. Please check out my Legal Guide, link below, on negotiating after...

I am living outside the U.S. and I am in the process of reporting Identity Theft & Fraud in CA.Who can help me?.

Fortunately, you have learned about it and both you and this person were in California, which has a good statute to protect victims of identity...

What form do I use to file a rsponse to a summons and how much does it cost to file and serve?

I will need to make several assumptions, since your posting did not specify the courthouse or the amount of the balance being claimed in the...

Lost job. Claimed bankruptcy six years ago. Do I need to pay bills until I compile again.

Chapter 7 Bankruptcy is permitted once every eight years, so assuming you mean you filed a Chapter 7 six years ago, you may need to wait another...

How do I stop people from calling me.WhenI do not have the money to pay them? when I do send them money They still call.

I am somewhat unclear. Why would you pay anything to this entity, if you did not receive the funds from the alleged loan? If you are stating that...

Collection companies harrasing us and they have the wrong person.

Checking his credit reports is an excellent step and correcting errors is also smart, so you don't let these things ruin future credit, job, or...

What type of lawyer should I seek?

If you need a Nevada attorney to advise you on the status of your loan, you may want to start with the members of the National Association of...

I was servied a summons if I pay creditor be for our court date. Do I need to answer the summons.

Your posting does not indicate if you have a written agreement with the plaintiff or its attorney, so you know that when you pay the money they...

Can a Roth IRA be levied by creditors?

First they must file a lawsuit and complete that process. If you have experienced collection defense counsel, that can take a long time and you...