Debt Settlement or BK?

I don't do either debt settlement or bankruptcy, but I can tell you that most debt settlement companies take your money and don't do anything other...

If a medical bill is not received within time limitation of insurance company by doctor is subscriber responsible for payment?

If you review your policy, you will probably find some sort of time limit to bill the insurance company for any claims, even emergencies. Thus,...

Being sued in KS for Credit card debt but live in CA.

Your posting indicates that there may be two violations (at least) of the Fair Debt Collection Practices Act (FDCPA). First, is trying to bring a...

If it has been more than four years, most likely the account is unenforceable in court, although they may try to report this on your credit report....

Question...I discovered that I have a judgement on me for $1100 dollars. Was served this morning from an attorney for a colleci

Settlement is not only possible, most collectors prefer to settle. I have a Legal Guide, in the link below, that can assist you in negotiating your...

In response to answer from Mr. Sussman about abstract judgment and backruptcy

A bankruptcy will not remove a valid judgment lien, such as an abstract of judgment, if your home has any equity (the difference between the fair...

Is it libel? Have I done something bad?

No, you have every right to privately complain to the bank about its employees. It is known as privileged as well as a protected right to speak...

Can a collector take my paycheck when i have no bank account?

Unless you are sure that there is an actual, enforceable judgment entered against you in court, I would not presume that any bank or other creditor...

What could happen if I stopped paying my second mortgage home line equity?

The second mortgage holder can foreclose and take over the house and in theory ensure that the difference between your first mortgage ($110k) and...

If a credit card app was requested by someone other than the person named on app, but card was not issued is it a crime?

Obtaining credit or attempt to obtain credit of another without authorization, violates Cal. Penal Code sec. 530.5. You should present all...