Archived
I opened an AE credit card with my mom's name and never miss a payment. Credit card company called today...
Robert's answer
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Answered on April 29, 2010
You say the card is always paid in full and that your mother has approved and you are an authorized user. I believe that the worst they can do is...
Archived
Can my wife or stepson serve process in unlawful detainer case?
Robert's answer
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Answered on April 29, 2010
Any adult, who is not a party to the case can serve process. However, if the defendant does not file an answer and you get a default judgment, you...
Archived
I Co-signed for a credit card 20 years ago for my mother. She is now deceased can the collections agency still try to collect?
Robert's answer
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Answered on April 29, 2010
If it has been more than four years since they last paid, they cannot sue you or threaten to sue you, because the debt is now time-barred by the...
Archived
Am I obliged to pay a moving co. that charges more than its "not to exceed" amount?
Robert's answer
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Answered on April 29, 2010
My preference is that people NOT IGNORE a bill or collection letter. My web site has free sample letters that you can send disputing a bill or...
Archived
How do I handle a summons for a breach of contract for not paying a credit card
Robert's answer
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Answered on April 29, 2010
I have two legal guides that you should read, in the links below. The first link is to my legal guide on viewing information online about your...
Archived
How to ask for an exemption if my wages are being garnished on a civil case
Robert's answer
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Answered on April 29, 2010
This question comes up so often, that I have a legal guide (see the first link, below) on this subject. If you just learned of the case from the...
Archived
My mother (in hospital) wrote a postdated check for next mo. rent. The check was cashed early. $345 in fees. Is bank liable?
Robert's answer
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Answered on April 29, 2010
Banks no longer pay attention to anything other than account number and amount. If a payment is disputed, she can contact them within 60 days of...
Archived
If my bank foreclosed my renter property ?
Robert's answer
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Answered on April 29, 2010
Yes, unfortunately. If I may be of any further assistance or if they do sue you, please review my legal guide in the link below on negotiating...
Archived
What to do ??
Robert's answer
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Answered on April 29, 2010
The big problem with trying to represent yourself in court against professional debt collection lawyers is that you are not experienced in court...
Archived
I sold a business and carried back a note. How do I force collection or take back the business?
Robert's answer
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Answered on April 29, 2010
If the business has breached its note to you, you may file suit. The suit itself may not be difficult to prosecute, but collecting it may be...
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