I am unemployed, and have no income. Is there some way to get a pro bono attorney to file Chapter 7 bankruptcy.

You may want to consider an alternative to Bankruptcy, as the amount of $20,000 may not justify your filing bankruptcy, since you have no wages...

Friend of the Court (amicus curiae)

There is much discussion of amici curiae and their relationship to the proceedings, and their liability for attorney's fees, in Connerly v. State...

Does a cease and desist letter nullify a settlement agreement?

As you suspect, they may just be trying to get you to pay more than you originally agreed. The Fair Debt Collection Practices Act, at 15 U.S.C....

The creditor will probably do whatever it deems appropriate to obtain a judgment against you, because it is a relatively large balance. In fact,...

If they have a judgment, they can enforce it by levying your bank account; garnishing your wages to the extent it exceeds the federal minimum wage...

I rent a room the person i rent from wrote up a new contract stating I pay 1/2 the water, elec,cable, $ food. I did not sign it.

The question is, for the last month that you lived there, what were the agreed terms, since you did not sign the written contract presented and...

What to do if you think the debt collector is a scam artist?

Most debtors, when they have the funds, want to settle their debts and avoid lawsuits, which can be costly to fight. Here, you are not sure if...

As a "Defaulted" party, am I required to show up for a Case Management Conference?

Now that you have knowledge about the case, first thing is to get the default set aside. The only one expected to appear in court in this case,...

Service can be performed by anyone over the age of 18, not a party to the action. Thus, a process server, a lawyer, or a friend can perform the...

I cannot afford to fight American Express who is after me for breach of Contract and Fraud, although I am innocent.

If you want to review all your options, please check out my web site on how to stop collection lawsuits, in the link, below. That's a large debt...