Am I responsible for a credit card debt that was only in my late husband's name? I live in California

Unfortunately, it seems that all the large banks have many consumer complaints about excessive fees and blatant failure to provide even the most...

I owe sallie mae about 100k. I only used 30k of it for school.

There is no jail sentence for owing debts or outstanding judgments. Whether you lose before trial or lose at trial, if you are unable to pay the...

I recieved a wage garnishment 3weeks ago,how much time do i have to respond to have wage garnishment lowered.

Please go to my Avvo Profile to review my legal guide with several tips and guidance on lowering the garnishment amount and how to claim exemption,...

A question regarding wage garnishment and the lowering of a garnishment, is there a specific time frame to respond for reducing?

Please go to my Avvo Profile to review my legal guide with several tips and guidance on lowering the garnishment amount and claim exemption. Also,...

Debt Validation Req response from collection- Pls advise!

In response to your two questions: (1) Yes, that is more than sufficient. (2) Make them an offer that you feel is appropriate, given your...

What happens to my personal property in a vehicle that's been repossessed?

The lender's lien permits taking only of the vehicle and any items that are part of it, such as the spare tire. The lien does not extend to...

What form # that can be used & obtained online by courts self help where I can file a "motion to set aside a judgment" w/o atty.

I have not seen any canned form that you can use for setting aside a debt, as it is very fact specific and there are different statutes involved,...

Debt Obligation

Not only is it exempt from garnishment (only wages can be garnished) it cannot be levied if that is the only source of funds you have in a bank...

The "banker's lien" or bank setoff is permitted for situations where the depositor has incurred charges or fees related to the deposit account....

Extending the California statue of limitations for contracts

Typically, the California statute of limitations period expires on a written debt if more than four years elapse after the last payment was due or...