Archived
If someone is on debt settlement program for a year and paid off 2 of their lowerest balance credit cards.All the sudden he get
Robert's answer
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Answered on August 03, 2010
The debt settlement/debt negotiation industry is so bad that I have written for Avvo a legal guide (available through my Avvo profile for free)...
Archived
How cai i stop a car reposesion process
Robert's answer
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Answered on August 02, 2010
Other than bankruptcy, the only thing I know to stop the repossession process is to ask the bank to agree to have your past due payments rearranged...
Archived
My partner died in may and left credit card debt of $9000.
Robert's answer
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Answered on August 01, 2010
You may have a case under the Fair Debt Collection Practices Act (FDCPA), which provides for an award of your damages and attorney's fees, since...
Archived
Payday loan company attempting to sue me for bank fraud on closed account after i filled for bankruptcy..what do i do?
Robert's answer
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Answered on July 30, 2010
Even if you cannot afford a lawyer, you can contact the nearby legal services organization for free legal assistance with this, so that you can...
What happens at a Demurrer hearing?
Robert's answer
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Answered on July 30, 2010
You don't need to argue, but the judge may have questions for you about your case, if you are the plaintiff and the defendant's attorney filed a...
Archived
Can new creditors purchase debt that is 10+ years old and make you pay for it? California
Robert's answer
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Answered on July 30, 2010
Regarding debts, the statute of limitations is most typically calculated from the date of last payment. You note that the family law judge made...
Archived
What's the probable reason why the creditor (Citibank/collection agency) hasn't put a claim on my credit report?
Robert's answer
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Answered on July 30, 2010
You indicate that this is a business debt, so the consumer protection laws would not apply, such as the Fair Debt Collection Practices Act does not...
Archived
I have debt collectors calling family members, is this legal?
Robert's answer
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Answered on July 30, 2010
Third party contact is a very serious violation of the Fair Debt Collection Practices Act (FDCPA), and potentially the most embarrassing to you, as...
Does 3 day right of rescission apply to purchasing a dog from a breeder?
Robert's answer
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Answered on July 30, 2010
California Civil Code Secs.1689.5 thru 1689.15 are the "home solicitation" rules that give you until midnight of the third business day to cancel...
Archived
I think I'm in trouble. I starting using my mothers line pf credit on the equity of the house. Its only me. Banks wants money
Robert's answer
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Answered on July 30, 2010
I am unclear as to whether or not you had permission from your mother to use her line of credit, secured by her home, in which you are living. Are...
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