Is it legal for a mechanic to keep my car

If the forms that you signed when you dropped off your car permit a mechanic's lien for unpaid services rendered to your vehicle, then they may...

Should I negotiate with a Collection Agency that has been assigned an account from my original creditor?

Depending on your individual circumstances of whether or not you qualify for a Chapter 7 Bankruptcy or what assets you may have that are not...

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Can I file chapter 7 after a credit card lawsuit is served to me?

If your income is within the means test, see second link below, then you certainly can file for bankruptcy at any time, before the lawsuit, during...

Can i be excueds on a subpoena

There are many ways to respond to a subpoena, such as the the attorney who issued it withdrawing it, or the court quashing the subpoena, or by...

Does a lifetime membership stay in effect even when a company is sold and bought for its technology.

You have a contract for $180 for a lifetime of some service known as "traffic tracker." The company now wants to charge you $10 per year to...

Do I need to be directly served if a credit card lawsuit is filed?

As discussed in more detail on my web site, linked below, a lawsuit can be served on any adult where you live, provided that the server then sends...

Debt collectors report all sorts of debts to the credit reporting agencies. You have the right to dispute that debt and to dispute the information...

Is a creditor allowed to accept payments from you once they send you to collections?

If the creditor sold the account to a debt collector, as you believe, your payments should either have been returned to you or forwarded to the...

A collection agency can take me a court???

Debt collection agencies that actually own the debt can file a lawsuit using their name to pursue the consumer debtor to pay the debt, if the last...

How do I report a law firm trying to collect?

Contacting family members for no reason violates both the automatic stay of your bankruptcy court petition and the Fair Debt Collection Practices...