Archived
Credit card fraud on my exist bank and credit card, those company investigated that is not a fraud. what should i do?
Robert's answer
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Answered on October 03, 2010
Within 60 days of the date of the bill showing the disputed transactions, you should send a billing dispute letter, before they sue you in a debt...
Archived
What's the chance a creditor suing over a charged off debt?
Robert's answer
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Answered on October 03, 2010
As this debt approaches the four year anniversary from date of your default on the agreement, it may be that they will sue you before the statute...
Archived
Can creditor take money out of my checking account without any notice,
if the debt is passed due?
Robert's answer
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Answered on October 03, 2010
The fine print that many credit unions and some banks use to seize your other accounts is known as a "cross collateralization" provision. It may...
Archived
Can a dealer make the buyer of a new car pay more $ after the contract was signed because they got the wrong payoff amount
Robert's answer
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Answered on October 01, 2010
So, you believe that this car dealer really made an error, or is it more likely that the dealer is simply using this as a reason to get you to pay...
Archived
Do I use the "Answer-Contract" form to file a response to a collection lawsuit? How do I answer #6, "The defendant prays?"
Robert's answer
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Answered on October 01, 2010
I have on Avvo a legal guide on how to settle a debt collection lawsuit, which you should read. It is free if you go to my profile on Avvo and go...
Archived
Can the creditors,hospital take $ out of my bank
Robert's answer
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Answered on October 01, 2010
If you are within the applicable statute of limitations (normally two years) from the accident, then you really should consult with a personal...
Archived
What are the steps to take to have this cleared from my credit and from the bank?
Robert's answer
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Answered on October 01, 2010
Identity theft is the crime of the current and past decade, impacting thousands of people all the time. Forgery is less common, but that also is a...
Archived
I owe money and been threating
Robert's answer
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Answered on October 01, 2010
If this is a threat of violence, you may be entitled to receive a restraining order against this person, so that if the person comes within your...
Archived
Can a landlord discuss my civil suit with a co-worker?
Robert's answer
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Answered on October 01, 2010
As the creditor of an unpaid debt, such as this rental and judgment, Section 1788.12 of the Cal. Civil Code prohibits discussing it with others,...
Archived
Can request for debt validation be made after first 30 days ?
Robert's answer
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Answered on September 29, 2010
If you send letter 1.1 from my web site (see link, below) within 30 days of receipt of their initial communication letter/notice, they must verify...
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