Attorney fees

There are several factors that a debt collection attorney may consider in deciding what to charge a client to collect a debt. The first issue is...

Assuming that there was a written agreement to pay the medical bill, the statute of limitations is four years from date the agreement was breached...

What is the statue of limitation?

I am not clear on your facts, or what your claim would be, if any. Breach of written contract has a four year statute of limitations period from...

Legal postponement regarding current judgement!

Once a judgment is entered, there is no way to delay enforcement, other than with bankruptcy, which under Chapter 7 would discharge the debt and...

I have been disputing the bills with the principal now they gave it to collections but no formal debt collection letter

Defending business collection lawsuits is costly, especially for such a small amount. Even if you defend yourself, without a lawyer, you will need...

A mandatory settlement conference is as unique as the persons who are involved. Typically, the MSC officer is the judge in your case, but it may...

Should I do a debt settlement for my credit cards after having two foreclosures?

No, be very afraid of any debt settlement company, as so many are disreputable and can put you in a worse position than if you did nothing. See my...

Can credit card companies increase your APR even if you've been in good standing?

After February 22, 2010, the rate and fees on your credit card may only increase, after they have sent you notice and wait 45 days. It looks to me...

If you send letter 1.1 from my web site (see link, below) within 30 days of receipt of a debt collector's initial communication letter/notice, they...

What happens if someone finds your credit card, you know who it is. What is the legal procedure?

It is identity theft, which is a crime in this state. See Cal. Penal Code Sec. 530.5. It may also be fraud against the bank, for which there are...