Archived
How to clear my credit history on the dispute sky high medical fraud charges created by collector?
Robert's answer
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Answered on November 11, 2010
I have dealt with medical debt collections to good results for my clients, especially when the bill is disputed, as your bill is. My most recent...
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Archived
Can auto repair shop run my credit card before doing the work?
Robert's answer
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Answered on November 11, 2010
If you or your spouse authorized the charge by your signature on the charge slip, then is it legal. There is no other way for your credit card to...
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How many days do I have to respond to written discovery request sent by plaintiff for credit debt?
Robert's answer
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Answered on November 10, 2010
In California Superior Court, written discovery must be answered within 35 days of the date of mailing or you waive your objections and rights to...
Archived
When someone is being sued, must they be forced to go to court by the same party, or should an subpoena be issue first?
Robert's answer
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Answered on November 10, 2010
I have had many clients sued on debts that they did not authorize. You are correct, this is identity theft. I have written a legal guide on Avvo,...
Archived
Can I send the collection agency a demand for the Bill of Particulars for a credit card debt?If so, do I file it with the court?
Robert's answer
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Answered on November 10, 2010
When I represent consumers sued on a credit card debt, I ask for a range of things known as "discovery." For instance, the defendant has the right...
Archived
I just settled my personal injury case - do I pay my debts off? Is any of my settlement money protected from creditors?
Robert's answer
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Answered on November 10, 2010
That's an excellent question that requires a consultation with a bankruptcy attorney to help you figure the answer on how much of this you could...
Archived
Can I be sued from a collection agency that took over the balance of a reposession of a vehicle from 11 years ago?
Robert's answer
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Answered on November 09, 2010
Something seems to be missing from the information you have, at this time. If you are in San Francisco or one of the other counties that permit...
Can car dealers change my APR after signing contract and receiving the car keys?
Robert's answer
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Answered on November 09, 2010
It may be possible to do this, because most of the form installment contracts in use by California dealers permit this if they cannot get the...
Archived
An attorney in a civil debt collection case told my mother that if he doesn't serve me by today, a warrant for my arrest will go
Robert's answer
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Answered on November 07, 2010
If this is a lawsuit to collect a consumer debt, then discussing the debt with anyone other than you or your spouse may violate the Fair Debt...
Archived
Is there any way to stop medical bills from garnishing my wages?
Robert's answer
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Answered on November 07, 2010
From my understanding of your facts, you were served with the lawsuit and filed an answer for yourself, without being represented by an attorney. A...
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