Missed payment on auto. How soon before it can be reposessed? Is notice required before repossession?

The repossession may happen at any time for a breach of the terms of the agreement, under virtually any of the retail installment contracts. Some...

How to cash a check that under business name

You should open a bank account that uses the business's name in the account title. The bank will require you to provide your fictitious business...

I am wondering if I should file for BK

Not only is bankruptcy not advisable, generally, for a single debt of a nominal amount, but the $2,000 balance can be negotiated. Please see my...

Debt collection settlements are best in writing, and the debt collection law firm or debt collector should be able to provide you with their...

Is it legal for a debt collection agency to contact me and bill me before it's been assigned a debt by the original creditor?

There are different ways that debt collectors operate. Some buy the debt from a creditor or from another debt collector and try to collect the...

A company came to my residence today and said they were the cleanup guys for the bank. I have not been served with eviction.

You need to consult immediately with an experienced attorney, if you believe the foreclosure was illegal. Waiting for your day in court on the...

Is a wife responsible for her deceased husband's credit card debt which was only in the husband's name?

If the debt was incurred during the marriage, it is most likely considered a community debt. However, if a probate or trust administration is...

I purchased a used car from a dealer. signed contract, had title transferred to my name.

While they may need to process your refund check, be sure to get something in writing, signed by the dealer, that the contract is canceled and they...

My younger sons dad has been using my social &drivers licenes by giving it to his friends to get loans credit cards even a loan

Please read and then follow very carefully my Avvo legal guide for victims of identity theft. I have put a link directly to that legal guide,...

Can a stipulation for entry of judgment be dismissed on put on hold?

I have seen consumers who agree to a stipulation, then their finances change for the worse and they are unable to keep the terms through to the...